Information We Collect

We may collect personal information when you:

Register for the program

Place an order

Participate in surveys, promotions, or site features

Communicate with us via email or digital platforms

Information collected may include your name, email address, mailing address, phone number, and payment details. You may visit our site anonymously.

Cookies

We use cookies to enhance user experience and understand website traffic. Advertising cookies may be used to tailor content and offerings based on user interests.

How We Use Your Information

Your information may be used to:

Personalize your experience

Process transactions

Respond to customer service requests

Send educational or marketing communications (if opted in)

Administer surveys, promotions, or site features

You may unsubscribe from marketing emails at any time using the link provided in each email.

Data Protection

We implement industry-standard security measures to protect personal information. Sensitive data is transmitted via SSL technology and stored securely with restricted access.

Disclosure to Third Parties

We do not sell or trade personally identifiable information. Information may be shared with trusted service providers who assist in operating our business, provided confidentiality is maintained, or when required by law.

Third-Party Links

Our websites may contain links to third-party sites. These sites operate independently and have separate privacy policies. We are not responsible for their content or practices.

Online Policy Only

This privacy policy applies only to information collected online and not to information collected offline.

Changes to This Policy

Updates to this policy will be posted on this page. Changes apply only to information collected after the date of revision.

Last updated: December 24, 2025

Terms and Conditions

Use of Website

All content provided through CLo & Co Wellness and The Midlife Momentum Method™ is for personal, non-commercial use only. Use of these websites constitutes acceptance of these terms.

Age Requirements

Participants must be at least 18 years of age to purchase or participate in The Midlife Momentum Method™.

Intellectual Property

All content, including text, graphics, videos, program materials, and downloads, is the property of CLo & Co Wellness and protected under U.S. copyright laws. Unauthorized reproduction, distribution, or use is prohibited.

Medical Disclaimer

All information provided is for educational and self-help purposes only. You acknowledge that participation is voluntary and that you are solely responsible for your decisions, actions, and results.

No Guarantees

CLo & Co Wellness does not guarantee any specific outcomes or results. Individual results vary based on personal effort, consistency, background, and circumstances.

Limitation of Liability

CLo & Co Wellness shall not be liable for any direct, indirect, incidental, or consequential damages resulting from participation in the program or use of the website.

Force Majeure

CLo & Co Wellness shall not be held liable for delays or failure to deliver program components due to circumstances beyond reasonable control, including but not limited to illness, natural disasters, platform outages, or other unforeseen events.

Indemnification

You agree to indemnify and hold harmless CLo & Co Wellness and Heirloom & Hearth Collective LLC, including its owners, contractors, affiliates, and team members, from any claims arising from your participation or use of program materials.

Errors and Omissions

While every effort is made to ensure accuracy, information may contain errors or omissions. CLo & Co Wellness is not responsible for inaccuracies or reliance on information provided.

Governing Law

These policies, terms, and conditions are governed by and construed in accordance with the laws of the State of Arizona, without regard to conflict of law principles.

Dispute Resolution and Venue

Any dispute, claim, or cause of action arising out of or relating to The Midlife Momentum Method™, these policies, or your participation in the program shall be resolved exclusively in the state or federal courts located within the State of Arizona. You consent to the personal jurisdiction and venue of such courts.